Published by Pearson (April 30, 2021) © 2021
George Rejda | Michael McNamaraProduct Information
For undergraduate courses in risk management and insurance.
Redja's Principles of Risk Management and Insurance provides an in-depth examination of major risk themes. Using rich and up-to-date content on the basic concepts of risk and insurance, and introductory and advanced topics in traditional and enterprise risk management, the text is relevant to a wide number of disciplines in the business realm. Fully updated and revised, the 14th Edition covers global topics ranging from natural disasters and terrorism, to domestic issues like the ever-evolving Affordable Care Act and healthcare reform. Principles sets itself apart by placing primary emphasis on insurance consumers and blends basic risk management and insurance principles with consumer considerations, allowing students to apply basic concepts to their own personal risk management and insurance programs.
PART I: BASIC CONCEPTS IN RISK MANAGEMENT ANDINSURANCE
- 1. Risk and Its Treatment
- 2. Insurance and Risk
- 3. Introduction to Risk Management
- 4. Enterprise Risk Management and Related Topics
PART II: THE PRIVATE INSURANCE INDUSTRY
- 5. Types of Insurers and Marketing Systems
- 6. Insurance Company Operations
- 7. Financial Operations of Insurers
- 8. Government Regulation of Insurance
PART III: LEGAL PRINCIPLES IN RISK ANDINSURANCE
- 9. Fundamental Legal Principles
- 10. Analysis of Insurance Contracts
PART IV: LIFE AND HEALTH RISKS
- 11. Life Insurance
- 12. Life Insurance Contractual Provisions
- 13. Buying Life Insurance
- 14. Annuities and Individual Retirement Accounts
- 15. Healthcare Reform: Individual Health Insurance Coverages
- 16. Employee Benefits: Group Life and Health Insurance
- 17. Employee Benefits: Retirement Plans
- 18. Social Insurance
PART V: PERSONAL PROPERTY AND LIABILITY RISKS
- 19. The Liability Risk
- 20. Auto Insurance
- 21. Auto Insurance (Continued)
- 22. Homeowners Insurance, Section I
- 23. Homeowners Insurance, Section Ii
- 24. Other Property and Liability Insurance Coverages
PART VI: COMMERCIAL PROPERTY AND LIABILITYRISKS
- 25. Commercial Property Insurance
- 26. Commercial Liability Insurance
- 27. Crime Insurance and Surety Bonds